Attention homeowners in Cranston and Providence County: Need an appraisal?

Here are the top seven reasons why RI homeowners call on AMC Appraisal Co., Inc:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Providence county's assessment of your propertyvalue
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a RI divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Providence County or the state of RI

Need help determining the price of your house in or near Cranston, RI?
Contact AMC Appraisal Co., Inc.

At AMC Appraisal Co., Inc, we understand the individual needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a regular homeowner that ordinarily doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at AMC Appraisal Co., Inc, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping people just like you rid yourselves of unnecessary PMI insurance.

Challenging Providence county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other houses close to yours. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from AMC Appraisal Co., Inc is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. AMC Appraisal Co., Inc can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for verity? An appraiser from AMC Appraisal Co., Inc can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.